Terms of Service

1. About These Terms

These Terms of Service govern your use of the website at trend-analysis-hub.com and your participation in the financial literacy programme offered by Trend Analysis Hub, located at Benkovićeva ul. 2, 10000 Zagreb, Croatia. By using this website or registering for the programme, you agree to these terms.

2. Nature of the Programme

The financial literacy programme offered by Trend Analysis Hub is educational in nature. It is designed to provide general financial knowledge and awareness to young people in Croatia. The content of the programme is informational and does not constitute financial advice, investment advice, legal advice, or any form of personalised professional guidance.

Participants should not make financial decisions based solely on information presented in the programme. For specific financial decisions, participants are encouraged to consult qualified professionals.

3. Eligibility

The programme is designed for secondary school students, university students, and young adults in Croatia. Participants under the age of 18 should have the awareness and, where appropriate, the consent of a parent or guardian before registering.

4. Registration and Participation

Registration for the programme is completed by contacting us through the contact form or by telephone. A place is confirmed only upon explicit confirmation from Trend Analysis Hub. We reserve the right to decline registrations at our discretion, for example if a session is fully subscribed.

Participants are expected to attend sessions in sequence where possible. If you are unable to attend a session, please notify us in advance.

5. Intellectual Property

All content on this website, including text, images, graphics, logos, and programme materials, is the intellectual property of Trend Analysis Hub or its licensors. You may not reproduce, distribute, or create derivative works from this content without our prior written permission.

Programme materials provided to participants during sessions are for personal educational use only and may not be shared, reproduced, or distributed without permission.

6. Website Use

You agree to use this website only for lawful purposes and in a manner that does not infringe the rights of others or restrict their use and enjoyment of the site. You must not attempt to gain unauthorised access to any part of the website or its related systems.

7. Accuracy of Information

We make reasonable efforts to ensure that the information on this website is accurate and up to date. However, we do not warrant that all information is complete, accurate, or current at all times. Financial regulations, tax rules, and cost data referenced in the programme reflect conditions at the time of preparation and may change.

8. Limitation of Liability

To the extent permitted by applicable Croatian and EU law, Trend Analysis Hub shall not be liable for any indirect, incidental, or consequential damages arising from your use of this website or participation in the programme. Our total liability for any claim arising in connection with these terms shall not exceed the amount, if any, paid by you to participate in the programme.

9. Third-Party Links

This website may contain links to third-party websites for reference purposes. We do not control those websites and are not responsible for their content or privacy practices. The inclusion of a link does not imply endorsement.

10. Governing Law

These Terms of Service are governed by the laws of the Republic of Croatia. Any disputes arising from these terms shall be subject to the jurisdiction of the competent courts in Zagreb, Croatia, unless applicable consumer protection law provides otherwise.

11. Changes to These Terms

We may update these terms from time to time. The date at the top of this page indicates the most recent revision. Continued use of the website after changes are posted constitutes acceptance of the revised terms.

12. Contact

For questions about these Terms of Service, contact us at:

• Email: info@trend-analysis-hub.com
• Phone: +385 1 610 2200
• Post: Benkovićeva ul. 2, 10000 Zagreb, Croatia